Customer due diligence policy statement

This policy statement sets my commitment to customer due diligence (CDD) as part of my understanding and minimising of risks in relation to money laundering and terrorist financing so my services are not abused to legitimise the proceeds of crime. My commitment to this strengthens my goals of achieving good ethical business and trading standards.

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When and how

Customer due diligence must be performed and documented both before establishing a business relationship and throughout the duration of the business relationship. These CDD measures will include:

• identifying and verifying the identity of the customer

• understanding and receiving information on the purpose and intended nature of the business relationship

• an assessment of the level of risk arising from the business relationship (a client risk assessment).

I will achieve the above by obtaining identification documents and proof of address for all beneficial owners, conducting background checks, verifying business information and receiving copies of any relevant business documentation, such as any previous books and records, sets of accounts and annual returns.

I will use the following checklist in the Appendix to assist my business with this compliance.

 

Policy statement prepared by:            Anne Oliver

Role within firm:                                           Owner

Date statement prepared:                     1 April 2025

Date of next review:                                   1 April 2026

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Appendix – Client onboarding checklist

Client details

Company details

Client name

Client reference number

Date of client on-boarding

Trading name

Registered name

Trading addres

Registered address

Company registration number

Charity Commission registration number (if applicable)

 

Personal details

Name/previous names

Date of birth

Contact details

Marital status

NI number

Forms of identification (which have been checked in person and copies held on file)

Additional notes